When the calendar turns lately, it feels unbelievable. Like didn’t May just start? How is it already June? Well it is somehow, and that seems like a good prompt to set aside a moment to take stock of where some things stand in relation to the calendar.

First off, it hopefully means that many of you business owners are getting a grip on when you will be able to at least begin to offer some services again, and ideally start to look forward to when everything is back up and running full time. So as you look toward those moments, make sure you have reached out to everyone you need (employees, vendors, etc.) to make sure you hit the ground running.

Then also for the business owners, if you have a received a PPP loan, do what you can to try to optimize loan forgiveness. I know this part of the process has been at the forefront of everyone’s mind, but I figured it was also worth another reminder here. A different reminder, though, is to be sure you look into the rules your bank has instituted for what it is going to require when you apply for forgiveness. We have seen a large amount of variety in this area – for something you would think would be pretty simple and universal – so be sure you are prepared with exactly what the institution is going to expect from you.

And it is time for individuals to think about the calendar, as well. Remember when getting an extra three months to file your taxes seemed like it gave you forever to worry about it? Well more than half of that forever has now passed. July 15 is now only next month, so at least start to get all your information together so you are prepared to fill out a tax return. We have enough things to worry about now without making that another one.

That tax relief until July 15 was not only for filing, though, as many tax payments were also being delayed until that later date. If you are someone who had some first- and second-quarter payments set to be made, this means their due date is also coming up quickly. Granted, the financial position of many has changed since you first thought about what those payments would be, so the number you were looking to pay may have changed, but the date is still approaching.

Looking at things like how your estimated payments may need to change can feel daunting – just like everything else in this column, and heck, like most everything in life lately – but that does not mean they should be ignored. We unfortunately cannot solve all of life’s headaches, but if you have some questions that are in our wheelhouse, please do not hesitate to reach out and let’s work together to get some answers.