You are bound to hear news stories over the coming week
about Black Friday sales and some of those are going to include how to keep yourself
safe when shopping online. Now I can’t necessarily say that things are going to
be more dangerous on that day – as I doubt that’s really the case – but it’s a
big enough day to make stories hit a little bit closer to home and sound
scarier. Heck, even the IRS has planned its annual Security Summit to start on
December 2, right on the heels of the big day.
Now sure, some of this is scare tactics, but that doesn’t
mean there are not common-sense measures you should be using to protect your
personal information any time of year. So here a few highlights from the
IRS’s longer spiel on the subject to keep in mind.
If you are on a website and going to make a purchase, take a
half-second and make sure it’s a secure website. This can be done by noting if
the site’s address starts with https instead of http, and many browsers will
also give you an indicator with a symbol, such as a lock. This is especially
important if you are on a website that you accessed by an email link. It is not
difficult for scammers to make emails and websites look official and that extra
check can help make you safe.
Along those lines, trust your email’s spam filter. Sure,
things that you actually wanted to see occasionally end up in a junk folder,
and we often have no idea why. Most of the things that are there, though, are
things you did not want, which means it tends to do a pretty good job. So be
extra wary of communication that lands there.
Standard security software works pretty well, too, and most
people put it on their electronic devices at some point. It only keeps working
pretty well, however, if you keep it updated. If you installed it on your
computer three years ago, it’s only keeping you safe against attacks that
existed three years ago. Those out to get information via nefarious means
haven’t thrown up their hands in defeat because programs figured them out years
ago, so you need to keep up with them.
And they do win sometimes, which can be scary. That’s why news
stories about them exist at all, and it’s why stories of large data breaches
get larger stories. If scammers do gain some information from you, things get
even scarier. You can at least mitigate some of the damage by not using the
same password for everything you sign into.
This can be extra important for there are some passwords you
do occasionally share. I mean it can be fine for your kids to know the Netflix
password, but you might not also want them to then have the knowledge necessary
to access your bank accounts.
Security is important, so talking and thinking about it
should happen. Actions to stay secure should also happen. Simple steps can help
you feel safer and stop you from giving in to fear.
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