I am sure all of you are well aware that stress increases during the holiday
season. At the risk of making it feel even more overwhelming than it already
does, did you know there is another celebration going on, one you may not know
about, but probably should be taking part in?
Alright, It is not really that exciting, but National Tax Security Awareness Week did start
on Monday, December 5. In fact, I am not even sure how I feel about the way
that the IRS is framing its efforts surrounding the week.
Now, on the whole, the IRS often feels like an antagonistic
force, so little that it says ever sounds that fantastic. I do, however,
believe that it deserves credit for trying to be proactive about preventing tax
fraud and identity theft in many forms. In fact, I even agree with some of
their recent rhetoric about how it is a difficult task. No matter what
safeguards are put up to keep out cybercriminals, it is difficult to defend
against a tactic before it has been used. By its nature, the evolution of that
battle is pushed along by criminals figuring things out.
In a recent news release about this celebratory week, the
IRS said:
The IRS, state
tax agencies and the tax community came together in 2015 to combat tax-related
identity theft as a coordinated partnership. But they realized one partner was
missing: taxpayers.
That makes it sound like taxpayers are doing something wrong,
and one should never blame the victim.
This is really a semantics battle, though, for there are
actions that everyone should be taking to try to keep their personal
information secure. This may be especially true this time of year when you are
likely making more transactions, online and otherwise, than at any other point
on the calendar.
So even if I don’t like their wording, the tips given by the
IRS are solid ones and deserve to be noted. To that end, here are their
recommendations:
• Use security software and make sure it updates
automatically; essential tools include:
• Firewall
• Virus/malware protection
• File encryption for sensitive
data
• Treat your personal information like cash, don’t leave it
lying around
• Check out companies to find out who you’re really dealing
with
• Give personal information only over encrypted websites –
look for “https” addresses.
• Use strong passwords and protect them
• Back up your files
The IRS also took it another step, giving extra ideas about
avoiding phishing and malware:
• Avoid phishing emails, texts or calls that appear to be
from the IRS and companies you know and trust, go directly to their websites
instead
• Don’t open attachments in emails unless you know who sent
it and what it is
• Download and install software only from websites you know
and trust
• Use a pop-up blocker
• Talk to your family about safe computing
To sum up, although I do not feel taxpayers should feel any
personal obligation to help the IRS with its security efforts, there are
common-sense measures that we everyone should take in an attempt to keep our
personal information safe. Do it for you, so that you can avoid the pain,
frustration and time that could come with your information falling into the wrong hands.
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